How Does Insurance Work? A Comprehensive Introduction for Smart Decision-MakingInvite to the interesting world of insurance, where protection and comfort go hand in hand! Whether you're a skilled insurance pro or simply dipping your toes into this vast sea of policies, comprehending how insurance works is important for making smart decisions. From … Read More

Understanding Health InsuranceAdditionally, some prescriptions drugs may require a prior authorization before an insurance program agrees to cover its cost. In the late 1990s and early 2000s, health advocacy companies began to appear to help patients deal with the complexities of the healthcare system. The complexity of the healthcare system has re… Read More

Health Insurance AidSee below for more information regarding the effect of failing to reconcile advance payments of the premium tax credit. For example, some insurance contracts do not include mental health or transplant services in their plans. If you have questions about your coverage, please call your insurance company to better understand how y… Read More

New York State Of HealthSome examples of costs not covered are hospital stays, skilled nursing facility stays, blood, Medicare Part B yearly deductible and Medicare Part B covered services. A Medigap policy will not cover long-term care, vision or dental care, hearing aids and private-duty nursing. With most job-based health plans, an employer pays… Read More

Finding Health InsuranceWith a POS plan, you generally choose an in-network doctor for most of your care, but you may go outside the network if you need to see a specialist. Instead of choosing a primary care doctor, you can see any doctor you want. However, if you choose a doctor who participates in your plan, you will pay less. This option allows… Read More